Trends in the Australian small loan market

Banks, M, De Silva, A and Russell, R 2015, Trends in the Australian small loan market, Australian Centre for Financial Studies, Melbourne, Australia


Document type: Commissioned Reports
Collection: Commissioned Reports

Title of report Trends in the Australian small loan market
Author(s) Banks, M
De Silva, A
Russell, R
Year of publication 2015
Publisher Australian Centre for Financial Studies
Place of publication Melbourne, Australia
Subjects Finance
Abstract/Summary This paper was funded by a small grant from the Australian Centre for Financial Studies. The paper's brief was to respond to the following matters:  Provide an overview of the 'payday lending' market in Australia.  Investigate the impact of unsecured, short-term, small amount lending in Australia and the issues involved in regulating this sector.  Who are the users of payday lending? Is there evidence suggesting that the main users of small amount loans are financially excluded?  Explore the potential alternatives to payday loans.
Commissioning body Australian Centre for Financial Studies
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