Micro Small-sized Enterprises and Bank Credit: Evidence from West Africa

Boateng, A and Abdulrahman, M 2013, 'Micro Small-sized Enterprises and Bank Credit: Evidence from West Africa', Journal of Emerging Market Finance, vol. 12, no. 2, pp. 129-150.


Document type: Journal Article
Collection: Journal Articles

Title Micro Small-sized Enterprises and Bank Credit: Evidence from West Africa
Author(s) Boateng, A
Abdulrahman, M
Year 2013
Journal name Journal of Emerging Market Finance
Volume number 12
Issue number 2
Start page 129
End page 150
Total pages 22
Publisher Sage
Abstract Micro small-sized enterprises play a vital role in poverty reduction and development of many developing countries. Yet the issue of credit availability to small firms continues to be a major problem which impedes the growth of micro-small enterprises. This article examines the factors influencing the extension of bank credit to micro small-sized enterprises based on a sample of 572 in Ghana and Nigeria. The results indicate that size of the firm, age of the firm, ownership type and relationship banking have a positive bearing on a decision to extend credit to small firms in West Africa.
Subject Logistics and Supply Chain Management
Transportation and Freight Services not elsewhere classified
Keyword(s) bank credit
Small-sized enterprise
West Africa
DOI - identifier 10.1177/0972652713494043
Copyright notice © 2013 Institute for Financial Management and Research
ISSN 0972-6527
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