Thinking inside the box: a closer look at financial inclusion and household income

Zhang, Q and Posso, A 2019, 'Thinking inside the box: a closer look at financial inclusion and household income', Journal of Development Studies, vol. 55, no. 7, pp. 1616-1631.


Document type: Journal Article
Collection: Journal Articles

Title Thinking inside the box: a closer look at financial inclusion and household income
Author(s) Zhang, Q
Posso, A
Year 2019
Journal name Journal of Development Studies
Volume number 55
Issue number 7
Start page 1616
End page 1631
Total pages 16
Publisher Routledge
Abstract Using national representative household finance survey data covering more than 6200 Chinese households, we first construct a new multidimensional indicator for financial inclusion. Then we examine the effect of financial inclusion on household income. Our results elicit several findings. First, financial inclusion has a strong positive effect on household income. This effect can be found across all households with different levels of income. Second, low-income households are found to benefit more from financial inclusion than high and mid-level income ones. We argue that, in this sense, financial inclusion helps reduce income inequality.
Subject Economic Development and Growth
Financial Economics
DOI - identifier 10.1080/00220388.2017.1380798
Copyright notice © 2017 Informa UK, trading as Taylor & Francis group
ISSN 0022-0388
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