Assets, debts and the drawdown of housing equity by an ageing population

Ong, R, Haffner, M, Wood, G, Jefferson, T and Siobhan, A 2013, 'Assets, debts and the drawdown of housing equity by an ageing population', AHURI Positioning Paper, vol. 153, pp. 1-103.


Document type: Journal Article
Collection: Journal Articles

Title Assets, debts and the drawdown of housing equity by an ageing population
Author(s) Ong, R
Haffner, M
Wood, G
Jefferson, T
Siobhan, A
Year 2013
Journal name AHURI Positioning Paper
Volume number 153
Start page 1
End page 103
Total pages 103
Publisher AHURI
Abstract This Positioning Paper is the first output of a project that aims to uncover the uses, financial costs and risks of housing equity withdrawal (HEW) via alternative mechanisms by older Australians. By HEW, we are specifically referring to any mechanism that homeowners use in order to convert some or all of the illiquid equity held in their primary homes into income, regardless of whether that equity is being taken out as a lump sum or in regular payments. The findings of the project will provide a comprehensive evidence base for policies and programs aimed at maximising the availability and quality of information to support Australians in their decision-making over the management of housing wealth in later life. This Positioning Paper presents background material that will inform the project's research aim.
Subject Urban and Regional Economics
Keyword(s) ageing
downsizing
housing equity withdrawal
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ISSN 1834-9250
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