Housing older Australians: Loss of homeownership and pathways into housing assistance

Ong, R, Wood, G and Colic-Peisker, V 2015, 'Housing older Australians: Loss of homeownership and pathways into housing assistance', Urban Studies, vol. 52, no. 16, pp. 2979-3000.


Document type: Journal Article
Collection: Journal Articles

Title Housing older Australians: Loss of homeownership and pathways into housing assistance
Author(s) Ong, R
Wood, G
Colic-Peisker, V
Year 2015
Journal name Urban Studies
Volume number 52
Issue number 16
Start page 2979
End page 3000
Total pages 22
Publisher Sage
Abstract In Australia and other 'homeownership societies' it has been conventional to think of housing pathways in terms of a smooth linear progression, leading to outright ownership in middle age and a retirement buffered by low housing costs. This vision of the welfare role of homeownership is an important buttress of Australian retirement incomes policy. However, this vision has been challenged in recent years as growing numbers of older Australians lose home ownership and consequently transition onto housing assistance programmes. Using Household, Income and Labour Dynamics in Australia (HILDA) survey data we analyse pathways into housing assistance. A transition model is estimated that specifies older Australians' pathway to housing assistance status as a function of key socioeconomic and demographic determinants such as wealth and debt, health, marital status, tenure and employment history programmes. We find that those losing home ownership have a higher chance of becoming users of housing assistance programmes than similarly positioned longer-term renters, a result that is particularly evident among ex-owners that are exposed to adverse biographical events. The theoretical implications of our findings for the scholarship on housing pathways are discussed.
Subject Urban and Regional Economics
Social Policy
Keyword(s) Australia
homeownership
housing assistance
housing pathways
older people
DOI - identifier 10.1177/0042098014550955
Copyright notice © Urban Studies Journal Limited 2014
ISSN 0042-0980
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Citation counts: TR Web of Science Citation Count  Cited 7 times in Thomson Reuters Web of Science Article | Citations
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